:root {
  --navy: #0f2f4a;
  --navy-dark: #081d2f;
  --gold: #c7a24a;
  --gold-soft: #f1e5c6;
  --ink: #18212b;
  --muted: #607085;
  --line: #d9e2ec;
  --paper: #ffffff;
  --mist: #f6f8fb;
  --shadow: 0 20px 45px rgba(8, 29, 47, 0.12);
  --radius: 8px;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(12px);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1180px;
  margin: 0 auto;
  padding: 18px 24px;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: 0;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--navy), var(--navy-dark));
  color: var(--gold);
  font-family: Georgia, serif;
  font-size: 20px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  color: var(--muted);
  font-size: 0.95rem;
}

.nav-links a {
  text-decoration: none;
  font-weight: 700;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--navy);
}

.nav-cta,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 18px;
  border: 0;
  border-radius: 999px;
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 800;
  text-decoration: none;
  box-shadow: 0 10px 22px rgba(199, 162, 74, 0.28);
  cursor: pointer;
}

.button.secondary {
  background: transparent;
  color: var(--navy);
  border: 1px solid var(--line);
  box-shadow: none;
}

.hero .button.secondary {
  color: white;
  border-color: rgba(255, 255, 255, 0.42);
}

.hero {
  overflow: hidden;
  background:
    radial-gradient(circle at 85% 15%, rgba(199, 162, 74, 0.24), transparent 28%),
    linear-gradient(135deg, rgba(8, 29, 47, 0.85), rgba(15, 47, 74, 0.85)),
    url('hero.png') center/cover no-repeat;
  color: white;
}

.hero-grid,
.section,
.footer-grid {
  max-width: 1180px;
  margin: 0 auto;
  padding: 76px 24px;
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
  align-items: center;
  gap: 48px;
}

.eyebrow {
  display: inline-flex;
  margin: 0 0 16px;
  color: var(--gold-soft);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.78rem;
}

h1,
h2,
h3 {
  margin: 0;
  color: inherit;
  line-height: 1.18;
  letter-spacing: 0;
}

h1 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.6rem, 6vw, 5rem);
}

h2 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  color: var(--navy);
}

h3 {
  font-size: 1.25rem;
  color: var(--navy);
}

.lead {
  margin: 20px 0 0;
  font-size: 1.2rem;
  color: rgba(255, 255, 255, 0.84);
}

.section .lead {
  color: var(--muted);
  max-width: 760px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.hero-card {
  background: rgba(255, 255, 255, 0.98);
  color: var(--ink);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.hero-card-content {
  padding: 30px;
}

.hero-image {
  width: 100%;
  height: 280px;
  object-fit: cover;
  display: block;
}

.hero-card p {
  color: var(--muted);
}

.process-tabs {
  display: grid;
  gap: 16px;
  margin-top: 28px;
}

.process-tab-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}

.process-tab {
  min-height: 54px;
  border: 1px solid transparent;
  border-radius: 8px;
  padding: 12px;
  background: var(--mist);
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-weight: 900;
  text-align: center;
}

.process-tab.active,
.process-tab:focus-visible {
  border-color: var(--gold);
  background: var(--gold-soft);
  outline: none;
}

.process-tab-panel {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 18px;
  background: white;
}

.process-tab-panel h3 {
  font-size: 1.05rem;
}

.process-tab-panel p {
  margin: 10px 0 0;
}

.section.alt {
  background: var(--mist);
  max-width: none;
}

.section.alt > * {
  max-width: 1180px;
  margin-left: auto;
  margin-right: auto;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  margin-top: 34px;
}

.card,
.process-step,
.faq-item,
.contact-panel {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px;
  box-shadow: 0 12px 28px rgba(8, 29, 47, 0.06);
}

.card p,
.process-step p,
.faq-item p,
.contact-panel p {
  color: var(--muted);
}

.page-hero {
  background: var(--navy);
  color: white;
  padding: 74px 24px;
}

.page-hero-inner {
  max-width: 960px;
  margin: 0 auto;
}

.page-hero h1 {
  font-size: clamp(2.4rem, 5vw, 4.4rem);
  line-height: 1.18;
}

.page-hero p {
  max-width: 760px;
  color: rgba(255, 255, 255, 0.84);
  font-size: 1.15rem;
}

.process-list {
  display: grid;
  gap: 18px;
  margin-top: 34px;
}

.process-step {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 18px;
}

.step-number {
  display: grid;
  place-items: center;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--gold-soft);
  color: var(--navy);
  font-weight: 900;
}

.faq-list {
  display: grid;
  gap: 16px;
  margin-top: 34px;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 28px;
  margin-top: 34px;
}

.contact-list {
  display: grid;
  gap: 14px;
  padding: 0;
  margin: 22px 0 0;
  list-style: none;
}

.contact-list a {
  color: var(--navy);
  font-weight: 800;
}

.form-grid {
  display: grid;
  gap: 16px;
}

label {
  display: grid;
  gap: 7px;
  color: var(--navy);
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 13px 14px;
  font: inherit;
  color: var(--ink);
  background: white;
}

textarea {
  min-height: 150px;
  resize: vertical;
}

.note {
  color: var(--muted);
  font-size: 0.95rem;
}

.site-footer {
  background: var(--navy-dark);
  color: white;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 0.8fr;
  gap: 32px;
  padding-top: 44px;
  padding-bottom: 44px;
}

.site-footer a {
  color: white;
}

.site-footer p,
.site-footer li {
  color: rgba(255, 255, 255, 0.72);
}

.footer-links {
  display: grid;
  gap: 8px;
  padding: 0;
  list-style: none;
}

.disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  max-width: 1180px;
  margin: 0 auto;
  padding: 18px 24px 28px;
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.9rem;
}

@media (max-width: 880px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
  }

  .nav-links {
    flex-wrap: wrap;
  }

  .hero-grid,
  .contact-layout,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .grid,
  .process-tab-list {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .hero-grid,
  .section {
    padding: 54px 18px;
  }

  .process-step {
    grid-template-columns: 1fr;
  }

  .page-hero {
    padding: 58px 24px;
  }

  .page-hero h1 {
    font-size: 2.2rem;
    line-height: 1.22;
  }

  .hero-actions {
    align-items: stretch;
    flex-direction: column;
  }
}

.brand-icon {
  width: 42px;
  height: 42px;
  border-radius: 50%;
}